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*Estimate only. This amount is based on 14.95% interest rate, including $495 Doc fee & $2.50 per month account fee. For your exact available finance, contact our friendly finance team.
Motor Co can provide you with
Options if you don’t have a deposit or trade. We can evaluate your circumstances and see if there is a solution for you
A range of interest rates and finance terms
Repayments to suit your budget
Full disclosure around how repayments are calculated
Ability to use your trade as your deposit
Applications that are quick and easy
Apply online whenever you want
Absolutely. We help self-employed people with their car finance on a regular basis.
Absolutely. We can help business owners with their car finance.
We keep it simple and generally only need two things: 1. Two months of bank statements showing your income coming in. 2. Photo ID (such as a driver’s license).
We often provide car finance with no deposit. It is up to you. When you speak to our finance team, we will be able to give you the figures then you need to decide how much deposit you want to pay.
Yes. A valid NZ learner’s licence is acceptable for starting a loan application however we may ask for guarantor or restricted driver licence booking.
A guarantor might be requested if your affordability is low or you have had bad credit in the past. Applicants under 21 may be asked to provide a guarantor to improve their eligibility.
Our rates are often better than the banks and other finance companies so it is definitely worth talking to the Motor Co finance team before signing on the dotted line with someone else. You will be amazed once you find out how much money we can save you.
We provide Mechanical & Electrical Breakdown Warranty, GAP Insurance Cover, Payment Protection Insurance, Motor Vehicle Insurance and 24/7 Roadside Assistance cover.
Our terms are very flexible, ranging from 1 to 5 years.
Yes, you need to be at least 18 years of age.
You may not need to have any previous credit history however we may ask for some deposit or guarantor in some cases.
The security will be the car you have purchased.
Absolutely. We may need a deposit but, in some cases, no deposit is required.
Absolutely. You can choose to pay weekly, fortnightly or monthly.
Car Loan and Finance Information
Motor Co Finance team are geared towards helping you find the right vehicle finance package, ensuring the package meets the requirements of both our client and our finance provider. Whether you’re self-employed or working a 9 to 5, we understand your circumstances and are here to help.
We are committed to responsible lending, so whatever your current situation, we are here to work with you to ensure you make an informed decision. We are upfront about the conditions of our loans. This includes our lending criteria, rates, and fees and charges, and we offer competitive interest rates and pre-approvals to help you drive away with the new car of your dreams.
You will see finance repayments advertised with each of our vehicles. Whilst these are examples, they will provide you with information such as how the repayment amounts are calculated to help you plan out your payments. Payments incorporate several factors including interest rate, deposit, term (maximum of five years) and the total amount payable over that time. If you make your own selection as to term and deposit, you will see this information updated.
It is also important that we help protect you in the event the worst happens. A full range of Insurance Policies are available for you to review and purchase to compliment your vehicle and loan, providing you with protection for the unexpected. We always protect your personal information privacy, presenting only the necessary information to our insurance providers.
Start searching our online car dealership for quality used Japanese and European vehicles in Auckland and apply online for a tailored finance package today. We also have great warranty options available!
If you have any questions about your application, how to get a car loan pre-approved, our credit requirements, or anything else, just get in touch with one of our lovely salespeople. Give us a call on 0800 818 800 today!