Apply For Pre-Approved Car Finance Now!

  • No deposit car finance available
  • Car finance available for work visas, learner’s licenses, and bad credit applicants
  • Online application takes just 5 minutes
  • 1 – 5 year terms and options to pay weekly, fortnightly, or monthly
  • You must be 18 years or older and must have a source of income
  • Terms and conditions apply

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Our customers love our quality vehicles and exceptional customer service.

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Our great selection of cars and competitive car finance options removes the hassle from buying a new car and will save you time and money.

Apply for Pre-Approved Finance in 3 Simple Steps

Credit to car finance number 1 motorco in red Step 1: Apply online or call 0800 863 462

Apply for pre-approved finance quickly and easily online (it takes just 5 minutes)
or speak to a member of our helpful and friendly customer services team

Credit to car finance number 2 in motorco red Step 2: Get approval within 1 hour

After you apply, approval is with you in just 1 hour meaning you can
quickly get on with moving forward

Credit to car finance page number 3 in Motorco Auckland redStep 3: Shop like a cash buyer

Once you’re approved you can shop Motor Co’s range of
quality vehicles like a cash buyer!

Apply Now Or Call Us Today On 0800 863 462

Thousands of Customers Behind Our Success.

Quality vehicles, great customer service and positive customer feedback is what is important to us.

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Frequently Asked Questions

Absolutely. We help self-employed people with their car finance on a regular basis.
Absolutely. We can help business owners with their car finance.
We keep it simple and generally only need two things: 1. Two months of bank statements showing your income coming in. 2. Photo ID (such as a driver’s license).
We often provide car finance with no deposit. It is really up to you. When you speak to our finance team, we will be able to give you the figures then you need to decide how much deposit you want to pay.
Yes. A valid NZ learner’s licence is acceptable for starting a loan application however we may ask for guarantor or restricted driver licence booking.
A guarantor might be requested if your affordability is low or you have had bad credit in the past. Applicants under 21 may be asked to provide a guarantor to improve their eligibility.
Our rates are often better than the banks and other finance companies so it is definitely worth talking to the Motor Co finance team before signing on the dotted line with someone else. You will be amazed once you find out how much money we can save you.
We provide Mechanical & Electrical Breakdown Warranty, GAP Insurance Cover, Payment Protection Insurance, Motor Vehicle Insurance and 24/7 Roadside Assistance cover.
Our terms are very flexible, ranging from 1 to 5 years.
Yes, you need to be at least 18 years of age.
You may not need to have any previous credit history however we may ask for some deposit or guarantor in some cases.
The security will be the car you have purchased.
Absolutely. We may need a deposit but in some cases, no deposit is required.
Absolutely. You can choose to pay weekly, fortnightly or monthly.

Apply Now Or Call Us Today On 0800 863 462